Savings Scheme

Savings Scheme

Old Gold Scheme Into New Gold

SM Jewellers In madurai

Monthly Scheme

SM Jewellers In madurai

Gold Savings Scheme 

Welcome to SM Jewellers in Madurai, where we bring you an incredible opportunity to secure your financial future through our Gold Savings Scheme, Jewellery Saving Scheme, and Gold Investment options. As one of the most trusted jewellers in Madurai, we understand the value of your hard-earned money and aim to provide you with the best avenues to invest in gold and precious jewellery. In this comprehensive guide, we will delve into the details of our Gold Savings Scheme and Jewellery Saving Scheme, helping you make informed decisions to safeguard and grow your wealth.

Introduction to SM Jewellers

Founded in 1985, SM Jewellers has been a renowned name in the jewellery industry, known for its exquisite designs, authenticity, and customer-centric approach. Over the years, we have built a strong bond with our customers, which is a testament to our commitment to quality and transparency.

Why Invest in Gold?

Gold has been an integral part of our culture and economy for centuries. Its allure and timeless beauty have made it not just a piece of jewellery but also a reliable investment option. Here are some reasons why investing in gold is a wise decision:

1. Hedge Against Inflation

Gold has historically proven to be an excellent hedge against inflation. During times of economic uncertainty or rising inflation, the value of paper currency tends to depreciate. In contrast, gold tends to retain its value, making it a valuable asset to protect your purchasing power.

2. Diversification

Diversification is a key strategy to reduce risk in your investment portfolio. While stocks and other financial assets may fluctuate, gold often moves inversely to these assets. By adding gold to your investment mix, you can achieve better risk-adjusted returns.

3. Store of Value

Throughout history, gold has been recognized as a store of value. Unlike currencies or other commodities, gold does not corrode, tarnish, or decay. Its durability ensures that it can be preserved for generations, making it a reliable way to pass on wealth to your heirs.

4. Global Acceptance

Gold is universally accepted and valued across the globe. Regardless of where you are, you can easily convert gold into cash or other assets. This high liquidity adds to its appeal as an investment option.

Introducing Gold Savings Scheme

At SM Jewellers, we understand the significance of gold in your life, both as a precious metal and an investment. Our Gold Savings Scheme is carefully crafted to help you accumulate gold over time without straining your finances. It is a disciplined approach to investing in gold and achieving your financial goals.

1. How the Gold Savings Scheme Works

The Gold Savings Scheme is designed to be simple, flexible, and rewarding. Here’s how it works:

a) Choose Your Monthly Investment: You can decide on a fixed monthly investment amount that suits your budget. This can be as low or as high as you are comfortable with.

b) Accumulate Gold: Each month, your investment amount is converted into gold at the prevailing market rate. The accumulated gold is securely stored, and you can keep track of your holdings through regular statements.

c) Bonus and Offers: As a token of appreciation for your commitment to the scheme, we offer special bonuses and exclusive offers to our Gold Savings Scheme members from time to time.

2. Benefits of Gold Savings Scheme

a) Rupee-Cost Averaging: One of the significant advantages of the Gold Savings Scheme is rupee-cost averaging. Since you invest a fixed amount every month, you end up buying more gold when prices are low and less when prices are high. This averaging effect reduces the impact of market fluctuations on your overall investment.

b) No Making Charges: When you purchase jewellery through the Gold Savings Scheme, we waive off the making charges, ensuring that you get the maximum value for your investment.

c) Safety and Security: We understand the emotional and financial value of gold, which is why we take utmost care in storing your accumulated gold in a safe and secure manner.

Exploring Jewellery Saving Scheme

Our Jewellery Saving Scheme is tailored for those who have a specific jewellery purchase in mind. Whether it’s for a wedding, a special occasion, or a gift for your loved ones, this scheme allows you to plan and save for your dream jewellery piece.

1. Customized Jewellery Plan

With the Jewellery Saving Scheme, you have the flexibility to choose the jewellery item you desire, and we will help you create a customized plan to save for it. You can decide on the monthly contribution and the tenure of the scheme based on your preferences.

2. Regular Updates

Throughout the tenure of the Jewellery Saving Scheme, we provide regular updates on the progress of your savings. You can visit our store or check your account online to keep track of your savings and the current price of the jewellery piece you wish to purchase.

3. Flexible Redemption

Once you have accumulated the required amount, you can redeem your savings to purchase the chosen jewellery item. Our team will assist you in finding the perfect piece and guide you through the purchase process.

Investing in Gold – Beyond Jewellery

While gold jewellery is an integral part of our culture and traditions, there are other ways to invest in gold and benefit from its financial advantages. SM Jewellers offers various gold investment options to cater to diverse investment preferences.

1. Gold Bullion

Investing in gold bullion involves buying gold bars or coins in their purest form. Gold bullion is valued based on its weight and purity, and its price is directly linked to the current market rate of gold. This tangible asset provides you with the freedom to buy, sell, or hold as per your investment strategy.

2. Gold Exchange-Traded Funds (ETFs)

Gold ETFs are financial instruments that track the price of gold. Investing in Gold ETFs allows you to gain exposure to the gold market without physically owning the metal. These funds are traded on stock exchanges and offer high liquidity and ease of transacting.

3. Sovereign Gold Bonds (SGBs)

Sovereign Gold Bonds are government securities denominated in grams of gold. These bonds offer a fixed interest rate, and the value of the bonds is linked to the prevailing market price of gold. SGBs provide the dual benefit of earning interest and capital appreciation.

4. Gold Mutual Funds

Gold mutual funds invest in various forms of gold, such as physical gold, gold ETFs, or gold mining companies. These funds are managed by professionals, providing you with the expertise of fund managers to navigate the complexities of the gold market.


At SM Jewellers in Madurai, our Gold Savings Scheme, Jewellery Saving Scheme, and various gold investment options offer you the perfect blend of traditional values and modern financial sensibility. Whether you are looking to adorn yourself with stunning jewellery, secure your financial future, or both, our schemes are designed to cater to your unique needs and aspirations. With a legacy of trust and excellence, we invite you to embark on a journey of prosperity with SM Jewellers.